Get Off The California FAIR Plan. Get Covered By A Real Solution.
We're a co-operative of independent California agencies shopping multiple A-rated carriers to package custom property coverage at a lower cost.
Residential
Single family homes & secondary residences.
Commercial
Business properties and industrial assets.
Rental
Landlord policies & multi-unit portfolios.
Condo
HOA master policies & individual units.
How it works.
The FAIR Plan is meant to be a last resort. We help you find your way back to the standard market.
01
Submit ZIP
We analyze carrier availability in your area instantly.
02
Agent review
Our member agents shop multiple A-rated carriers.
03
Secure savings
Switch to a more robust policy — often for less.
Why choose us
Real agents. Real options. Real California.
- A co-op of independent agencies — not tied to one carrier
- FAIR Plan + DIC packaging specialists
- Residential and commercial P&C
- California-licensed member agents
- No fee to get a quote
- Real humans, fast response
Frequently asked.
Ready for a quote?
Enter your ZIP and we'll start shopping A-rated carriers for you.